Terms of Use

Welcome to the Summit Health Administration website. By accessing or using this website and any services provided through it (collectively, the "Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

1. About Summit Health Administration

Summit Health Administration is a Third Party Administrator (TPA) that provides health plan administration services for self-funded employer health benefit plans. We are not an insurance company and do not assume insurance risk. Our role is to administer plans on behalf of plan sponsors in accordance with plan documents and applicable law.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable federal, state, or local law or regulation.
• Attempt to gain unauthorized access to any part of the Site, other accounts, computer systems, or networks connected to the Site.
• Use the Site to transmit viruses, malware, or other harmful code.
• Use automated means (bots, scrapers, crawlers) to access the Site without our written permission.
• Interfere with or disrupt the Site or servers or networks connected to it.

3. Account Registration and Portals

Certain areas of the Site, including the Member Portal, Employer Portal, and Consultant Portal, require registration and login credentials. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use.

Access to portal services is governed by the terms of the applicable plan document, service agreement, or Business Associate Agreement.

4. Informational Purposes Only

The content on this Site is provided for general informational purposes only and does not constitute medical, legal, tax, or insurance advice. Information about health plan benefits, coverage, and services is general in nature. Your specific benefits are determined by your plan document (Summary Plan Description), which controls in the event of a conflict with information on this Site.

5. Intellectual Property

All content on this Site, including text, graphics, logos, icons, images, and software, is the property of Summit Health Administration or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or republish any content from this Site without our written permission.

6. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Summit Health Administration. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge that Summit is not responsible for any damage or loss caused by your use of or reliance on any third-party content.

7. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Summit does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Summit Health Administration and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, or goodwill, arising out of or in connection with your use of the Site, whether based on warranty, contract, tort (including negligence), or any other legal theory.

9. Indemnification

You agree to indemnify, defend, and hold harmless Summit Health Administration and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Site or your violation of these Terms.

10. HIPAA and Health Information

To the extent that your use of the Site involves protected health information (PHI), such use is governed by our Privacy Policy, our Business Associate Agreements, and applicable HIPAA regulations. These Terms do not limit or modify your rights under HIPAA.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action arising under these Terms shall be brought in the state or federal courts located in Hillsborough County, Florida.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes become effective when posted to this page. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Termination

We reserve the right to suspend or terminate your access to the Site at any time, with or without cause, and with or without notice. Upon termination, your right to use the Site will immediately cease.

14. Contact Us

If you have questions about these Terms of Use, please contact us:

Summit Health Administration
100 S Ashley Dr, Suite 600
Tampa, FL 33602
Email: legal@summithealthadmin.com
Phone: 1-800-555-0199